Need an appraisal for an FHA-backed mortgage? Call R.M. RoseWe confidently state that R.M. Rose is an FHA-approved appraisal provider in PA. If you have an FHA-loan, be sure to hire R.M. Rose, as we are approved and certified to produce FHA reports. FHA's guidelines, documentation and policies may seem difficult to comprehend, but the staff at R.M. Rose is well-trained on how to work in accordance with the rules and regulations provided. Be sure to contact R.M. Rose if you need an appraisal done for an FHA-secured loan. If your property loan is FHA certified, that means that the loan has been guaranteed by the FHA, which is underneath the United States Department of Housing and Urban Development (HUD). None of the money in the loan is provided by the FHA; what the FHA does is make sure that the mortgage is insured in case the borrower doesn't pay their loan. Available to all homebuyers, FHA loan programs are made to assist credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. Those with lower income or less starting capital to put down on a financial transaction are assisted the most from FHA loan programs. |