Attention homeowners: Real estate appraisal services for in Huntingdon Valley and Montgomery County

Here are the top 7 reasons PA homeowners need R.M. Rose:

Pre-listing appraisals (whether they're selling the home on their own or using a real estate agent)
To challenge a PA property tax assessment
Remove PMI to lower a mortgage payment
Reinstate their Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
If real estate property needs to be divided because of a divorce
Determine the true market value of property in question to settle an estate

Need help determining the value of your house in or near Huntingdon Valley, PA?
Contact R.M. Rose.

We at R.M. Rose understand the special needs of a consumer seeking appraisal services. Our usual business clients get the appraisal process and the customary documents we provide. But as a consumer,you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we report the results of our analysis.

For-Sale-By-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. Professional appraisers, like the ones at R.M. Rose, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract many interested buyers. It gives you something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just you saying how much you think your home is worth. Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value estimation than yours.

PMI Removal Appraisals

A popular money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan amount is less than 80% of the value of your property, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are experienced in helping clients just like you remove undesirable PMI insurance.

Challenge property tax assessments

Lets say your house is not appreciating as much as other houses close by -- your local tax assessor may have your house overvalued. That means you are probably paying more taxes than you should. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. A professional appraisal from R.M. Rose is your chief weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

Your lender might decide to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. Not only can this be inopportune from a cash flow angle, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. R.M. Rose can provide you with a professional appraisal that will help you reinstate your home equity line of credit.

We Offer Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you desire a veteran appraiser to double-check your appraisal for verity? In a field review we'll go out and check the subject and comparables in question. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. While usually requested by banks, you may need to exercise this service if you suspect mortgage fraud related to your home.